Worldwide is a leading reinsurance intermediary specializing in Life, Health, Accident and other reinsurance lines. Worldwide provides a creative approach to analyzing risk sharing, product development, placement, negotiation and consulting services.

For over 19 years, we have has been helping insurance companies, employers and associations; meet their goals through and with the help of our expert staff. This, has made Worldwide a leader in the US and in the International market.

 

The following are a few of the products available through Worldwide:

• Health Reinsurance
• Life Reinsurance
• Cancer Products
• Excess of Loss Reinsurance
• Employer Stop Loss
• HMO Reinsurance
• Organ Transplant Carve Out
• Neonatal Carve Out
• Catastrophic Reinsurance
• Political Risk
• LTD Reinsurance
• LTC Programs
• Travel Accident Policies
• AD&D Reinsurance
• Property & Casualty Products
• Other Specialty Risk

At Worldwide we take a unique approach to providing employee benefits. We understand the challenges that employer’s face in today’s changing market place. Because every group is different, we take the time to package together a diverse group of options from the companies we represent to find the right plans for your group needs and budget.

Worldwide takes pride in its reputation. We have gathered the best talent in the industry and formed a team of experts to service our group. Our unique approach to employee benefits makes the difference. Whether you want traditional group benefits, voluntary products, retirement plans, Worldwide can help your group tailor a special program that gives you and your employee’s different options and peace of mind.

Below is a partial list of employee benefits:

• Fully Insured Health
• Partially & Fully Self Funded Health
• Minimum Premium Health Plans
• Mini-Med’s
• Life
• Dental
• Vision
• Disability
• Long Term Care
• Cancer
• Critical Illness & Disease
• Voluntary Benefits
• Cafeteria Plans (Sec. 125)
• IRA’s

  Click here for group quote form

Worldwide offers a wide variety of products for individuals and families. These products are specially designed for the self-employed, employees in transition, retirees but not yet 65, or COBRA eligible employees who are looking for cost and coverage alternatives.

Individual health insurance usually provides either direct payment or reimbursement for expenses associated with illnesses and injuries. The cost and range of protection provided by your health insurance will depend on your insurance provider and the particular policy you purchase.

Below is a partial list of coverage options available through Worldwide.

• Health (Including HAS Plans) (Short Term Medical)
• Disability (Short & Long Term)
• Long Term Care
• Medicare Supplements (Including Private Fee for Service Plans)
• Prescription Drug Plans (Special Plans Available for Medicare Recipients)
• Home Health Care
• Life
• Travel Medical & Trip Insurance
• Dental
• Cancer
• Mini-Medical Plans
• IRA’s & Annuities
• AD&D

Please contact us for a Free Quote.

Please contact us for more information.

Worldwide provides innovation to manage an effective pharmacy benefit plan and to protect and improve your companies bottom line.

We work with our clients to help them derive measurable cost
savings. Our Web-enabled system is the most flexible in the industry,
providing clients insight into, and control of, all decision points.
Services include:

Services include:

• Benefit planning and design
• Pharmacy claims management
• Clinical services
• Value-based formulary management
• Pharmacy network administration
• Reporting
• Enrollee services
• Consulting

For more information please contact us

Traveling is always full of unexpected surprises. Smart travelers know that the best way to prepare for the unexpected is to rely on Worldwide Travel Assistance. WTA offers their customers peace of mind when traveling. With a local presence in 200 countries and 33 assistance centers open around the clock, help is available to you anytime, anywhere, but with the Worldwide Travel Assistance Program, you can rely on our staff of multilingual assistance professionals to help you with any medical, legal, or financial difficulties that may interfere with your trip.

Emergency Medical Assistance

• Medical evacuation and/or repatriation
• Repatriation of remains
• Medical case management and review
• Bedside visit of a family member
• Return of dependent children
• Return of traveling companion
• Pet return
• Car return (domestic only)
• Prescription replacement or refill assistance
• Eyeglass replacement assistance

Pre-trip Assistance

• Full service, in-house travel agency available to help with travel needs for business or leisure, including airfare, hotel, car rental, and conference room reservation.
• Cultural information, with details on business etiquette and local customs

Financial, Legal and Communication assistance

• Emergency cash advance
• Lost document assistance
• Bail-bond posting
• Referral to attorneys
• Emergency message relays
• Emergency translation/interpretation assistance by phone

For more information please contact us

Worldwide offers a wide range of products for associations and their members. Our approach is to provide your members with a wide variety of products, which can be especially tailored for your organization, together with attractive rates and high quality service from our expert staff.

Below is a partial list of some of the products that we offer:

• Health Programs
• Mini-Med’s
• Dental
• Vision
• Life
• Accident Programs
• AD&D
• Prescription Drug Programs
• Critical Care
• Disability
• ID Theft
• Travel Assistance
• 2nd Opinion Medical Program
• Network Discount Programs (health, dental, vision, rx)
• Other value added programs

Please contact us for more information.

ID Theft is the highest growing white-collar crime in America. It can ruin great credit histories that took years to accomplish. Correcting this is a time-consuming, frustrating, and many times emotionally damaging process. Victims spend an average of 175 hours to fix problems stemming from an identity theft. They often have difficulty securing loans, renting apartments, and even seeking employment.

Worldwide ID Theft Assist untangles the red tape for the victim by completing the tasks a victim otherwise would have to assume.

Below is a partial outline of the plans highlights.

• Review credit history with victim and identify fraudulent accounts.
• Provide participant with a uniform ID Theft Affidavit, answer any questions with regards to completing the affidavit and submit the affidavit to the proper authorities, credit bureaus, and creditors.
• Obtain list of creditors to be contacted and contact them with separate itemized fraudulent account statements for each fraudulent occurrence.
• Notify all three major credit-reporting agencies of the ID theft.
• Assist participant in placing a Fraud Alert on his or her credit report.
• Educate the participant on how Identity Theft occurs and inform him or her of protective measures to take to avoid further occurrences.
• Translate whenever necessary such as when caller is overseas and needs help communicating with the local police in order to file a report.
• Provide emergency cash advance when theft occurs away from home.
• Determine best legal action to take against creditors or how to work with credit bureaus if creditors are not cooperative in removing fraudulent entries from participants credit report.
• Offer unlimited telephone access 24/7 to Master level consultants to help participant alleviate the stress and anxiety caused by Identity Theft.
• Arrange access, when needed, to up to three in-person sessions with a professional in our national network of Behavioral Specialists to help participant deal with the emotional trauma of Identity Theft.

Please contact us for more information.

2nd Opinion Medical Program is a global digitized process to obtain world class 2nd medical opinions for critical medical conditions. This process provides for all related medical records of patients to be digitized and routed through our provider network. This network accesses over 7,000 of the world’s leading medical specialists affiliated with centers of excellence. Processed over 15,000 e-consultations without a single malpractice claim.

Competitive Advantage

Integrating the 2nd opinion program into your products and services not only improves medical care for patients, but also provides value added results through:

• Product enhancement
• Market Differentiation
• Customer acquisition
• Increased Market Share
• Superior Medical Care with substantial savings
• Claims review & payment facilitation

June 2000 study performed by independent consultant on 200 patients reveals:

• Changed diagnosis in 15% of cases
• Modified treatment in 71% of cases

June 2003 study published on 100 cancer patients:

• Changed diagnosis in 5% of cases
• Modified treatment in 91% of cases

Please contact us for more information.

Whether you need individual coverage for a vacation or group coverage for your employees in locations around the world, we can quickly direct you to the plan(s) that will best meet your needs, your family or your organization.

Worldwide offers the following global medical and travel plans:

• For Traveling Executives
• For U.S citizens traveling abroad
• For non-U. S citizens traveling outside there home country
• For group or organizations with employee’s or members staying abroad for long periods of time

Please contact us for more information.

Worldwide realizes the current level of global uncertainty, together with the ever increasing activities of terrorist and criminal organizations, often expose families and corporations to their worst nightmare: the demand for money in exchange for the life of a relative or employee.

The K&R policy protects personal and corporate assets against financial loss arising from the payment of a ransom. The payment of large ransoms for the release of loved ones or business associates can cause both families and corporations to suffer serious financial difficulties without this protection.

Below is a brief description of what the policy includes:

• Ransom, Detention and Hijack payment up to the insured amount.
• Product Extortion (for Corporate policies only).
• Fees and expenses of an independent negotiator.
• Legal Cost
• Reward to an informant
• Interest on authorized loans to meet a ransom.
• Fees and expenses of independent forensic analysis
• Personal and Financial Loss, where given
• Reasonable cost of cosmetic or plastic surgery
• Cost of medical or psychiatric care
• Fees and expenses of public relations consultants and interpreters

Please contact us for more information.

At Worldwide we have made partnerships with a number of different companies to offer the finest Property & Casualty packages. With years of experience our team will provide you with advice, service and a prompt comparison of different alternatives that would best fit your needs.

Below is a partial list of the types of risk we can insure:

• General Liability
• Excess & Umbrella Liability
• Environmental Liability
• Workers Compensation
• Excess & Surplus Lines
• Event Liability
• Professional Liability
• Bonding
• Business Liability
• Auto
• Property
• Marine
• Commercial Auto
• Machinery Breakdown

Please contact us for more information.